Fast. Transparent. Global.
Send money to 150+ countries with full fee transparency, competitive rates, and no hidden charges.
Send money in 3 steps
Enter recipient details
Provide the recipient's name, IBAN or account number, and BIC/SWIFT code. We validate the details before you proceed.
Review the full breakdown
See the exchange rate, transfer fee, and exact amount your recipient will receive — before you confirm. No hidden charges.
Confirm and send
Confirm the transfer with your device authentication. Funds are typically credited within 1–3 business days depending on the corridor.
Reach 150+ countries
MSB connects to the global banking system via SEPA and SWIFT, plus local payment rails where available. Indicative delivery times are shown below.
| Region | Payment rail | Indicative delivery |
|---|---|---|
| Eurozone (SEPA) | SEPA Credit Transfer | Same / next business day |
| United Kingdom | SWIFT / FPS | 1–2 business days |
| United States | SWIFT / ACH | 1–3 business days |
| Switzerland | SWIFT | 1–2 business days |
| Canada | SWIFT | 2–3 business days |
| Asia-Pacific | SWIFT / local rails | 2–4 business days |
| 140+ other countries | SWIFT | 2–5 business days |
Transparent fees
All fees are shown before you confirm. No surprises after the transfer is sent.
| Service | Fee | Notes |
|---|---|---|
| SEPA transfer (EUR) | Free | Same or next business day |
| SWIFT transfer | €5.00 flat fee | Indicative — see pricing |
| FX conversion (included) | Spread applies | Indicative only |
| Correspondent bank fee | Varies | Charged by receiving bank; not controlled by MSB |
All fees are indicative and subject to change. See the pricing page for the full fee schedule.
SEPA transfers within the Eurozone are free on all plans.